July on the Water: A Mid-Summer Boat Insurance Reality Check

July brings peak boating season, crowded sandbars, and the busy Fourth of July weekend. With maximum traffic on lakes and coastal waterways, water risks hit their highest point of the year. Assessing Your Coverage Before the Next Launch Use these four common summer...

Who Really Needs Flood Insurance and Why It’s Non-Negotiable

Flooding is the most common and costly natural disaster in the United States, yet many homeowners still operate under the dangerous misconception that their standard homeowner’s policy provides adequate protection. As your local independent insurance agent, we're here...

Auto Insurance & Road Trip Season

Road Trip Season Is Here May often marks the beginning of road trip season. With warmer weather and long weekends ahead, more drivers are hitting the road for travel, events, and everyday activities. Before heading out, it’s worth taking a closer look at your auto...

Mud, Sweat, and Gears: Why Your Off-Road Rig Needs More Than a Prayer

If your idea of a perfect Saturday involves a snorkel kit, 35-inch tires, and enough mud to hide your paint job, you already know that off-roading isn't just a hobby—it’s a lifestyle. But here is the reality check: The same obstacles that make the trail a blast are...

Does My Auto Insurance Cover Pothole Damage

Potholes are a frustrating and common problem in February, when freeze-thaw cycles break pavement apart. Hitting a pothole can cause tire blowouts, wheel damage, alignment issues, or even suspension problems. But many drivers aren’t sure whether their insurance covers...

Homeowners Insurance Preventing the January Disaster: Your Guide to Avoiding and Insuring Against Burst Pipes

As the temperature drops, the risk of frozen and bursting pipes skyrockets, often leading to one of the most common and costly homeowner insurance claims during the winter months. A burst pipe isn't just an inconvenience; it can cause catastrophic water damage to your...

Gear Up for Winter: Auto Insurance Tips for Snow and Ice

Winter brings a unique set of challenges for drivers, from icy roads to snowdrifts. While preparing your vehicle for the cold weather is crucial for safety, understanding how your auto insurance protects you during these treacherous months is equally important. Taking...

Why Experience Matters When Choosing an Insurance Agency

When it comes to protecting your home, business, and family, experience makes all the difference. At Bender Hatch Insurance Agency, our team brings together over 855 years of combined insurance experience — an average of 25 years per team member. For four generations,...

Why October Is the Perfect Time to Review Your Auto Insurance Coverage

As autumn deepens, October brings more than crisp air and colorful leaves—it’s also an excellent month to take stock of your auto insurance. Here are reasons why October is especially good, plus what to review, and steps to take so you’re covered right for the rest of...

How Renters Insurance Can Protect You Against Liability Claims

If you’re renting your home—whether it's an apartment, condo, or house—you might already know that renters insurance protects your belongings. But what many renters don’t realize is that one of the most valuable components of renters insurance isn’t about your stuff...